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Ibancar

Ibancar is a car-backed lending service where customers pledge their vehicle as collateral and keep driving it. The whole application runs online, with no need for a physical inspection or a notary.

Product: personal loans secured by the customer's car.
Ownership: the vehicle's ownership does not change, and the loan is repaid by amortization.
Process: a fast, fully online flow without paperwork or signing a contract in person.
For whom: people who cannot easily borrow from banks and need money quickly.