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Blog / Affiliate marketing

Credit Card Affiliate Programs

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0 November 2020
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The world as we know it is running on credit cards. More and more people seem to be inclined to use credit cards because of the abundance of rewards programs that are offered by different credit card companies. Individuals that reside above the $170,000 annual threshold are more likely to use a credit card for their purchases as opposed to a debit card. Most importantly, credit cards can be lifesavers in case of emergencies where you don’t have sufficient funds to help you out!  

Credit Card Marketing – A Unique Opportunity for Affiliates!

According to Shift Credit Card Processing, there are over 2.8 billion credit cards that are being used on a global scale as of 2020. In most cases, you can’t even rent a car if you don’t possess a credit card. So, people are highly likely to have one on them. Credit card spending in the US alone is at a whopping $3.3 trillion on an annual basis. If you’ve got the right strategy in place, you could be earning big from different Credit Card Affiliate Programs. A lot of these companies tend to pay their affiliates handsome amounts. So, now’s your chance to become one of them. 

American Express, Bank Affiliates, and USA offer some of the Best Credit Card Affiliate Programs at the moment that you can join. The Canadian American Express Credit Card Affiliate Program offers its affiliates around CA$200 per lead! Now that’s what you would call lucrative affiliate marketing! Aside from their highly attractive pay structure, they also do NOT require you to belong to the finance niche to promote their services. This brings us to the sole most lucrative aspect of becoming a credit card affiliate marketer – the ability to target cross-niches! 

That’s right! Credit Card Affiliate Marketing has a lot to do with the most common credit card purchases. So, it’s a pretty good idea to target niches such as travel, online purchasing, and of course, the evergreen food market. A lot of credit card companies offer amazing rewards programs or discounts related to these popular purchases. 

There are people who are looking for a Tesco credit card, Virgin credit card, Sainsburys credit card, Amazon credit card, Home Depot credit card, or a Citi Bank credit card. Some just want to find the best possible Credit Card Affiliate Programs. The minute you have a goal to target an audience that will be interested in credit card offers, our list will become extremely useful! We have prepared it so you don't have to waste any more time on looking for affiliate programs that suit your needs. So just take a look around it and immerse yourself in Credit Card Affiliate Programs. This list of Credit Card Affiliate Programs will be useful to you when it comes to making as much money as possible with audience that's credit card oriented and to your recipients in terms of... well, their usability. With us, you can discover Credit Card Affiliate Programs at their best!

All you’ve got to do to start earning huge sums of money from your home is to push these offers to a wide audience. It shouldn’t be as much of a challenge since this is a win-win situation for both parties involved. Just make sure that you join the affiliate networks of reputable card companies and you’ll be all set! If you don’t already have a platform of your own, you could start right now by creating your very own website or a blog. After that, you should pick a certain credit card niche that you feel the most confident about i.e. airfare, car rentals, hotels, online shopping, etc. Build a strong foundation first and then use it to push your referral link to your audience. Doesn’t seem like a challenge, does it? Don’t miss out on such an amazing opportunity to turn your whole life around today!


Top 6 the best Credit Card Affiliate Programs

  1. Rate: €19.40
    Type: CPA
  2. Rate: €31.03
    Type: CPA
  3. Rate: €12.60
    Type: CPA
  4. Rate: €7.32
    Type: CPA
  5. Rate: €5.25
    Type: CPL
  6. Rate: €10.50 - €63.00
    Type: CPA


When it comes to Credit Card Affiliate Programs, there is no shortage at all. In fact, the affiliate realm is very generous when it comes to the credit card niche. Some companies are even willing to pay as high as $300 for every new client brought in by an affiliate. As credit cards continue to add convenience to our daily life, more and more people have started to become a part of the game. 

Top Credit Affiliate Programs

Let’s talk about some of the Credit Card Affiliate Programs that are at the forefront of this niche. If you’re new to the game, this is a very lucrative niche for you to join. 

ByCard

Go to the campaign


Cardina

Go to the campaign


Walmart MoneyCard

Go to the campaign



These were a few notable mentions that rank high in our list so you should definitely check these out. That said, the Credit Affiliate world is very vast; so, it’s better to expand your research radius and also include different regions, companies, and payment schemes that would suit you better personally.

How to Choose a Credit Card Affiliate Program?


Choosing the right Credit Card Affiliate Program can be a tricky game, especially if you’re merely starting out. The most common things to look out for include:

1. Commission Rate


There is no universal commission rate when it comes to Credit Card Affiliate Programs because the pay per sale depends on it heavily. A 2% commission means nothing if the sale is $50 or below. However, when it’s $200 or more, it’s worthwhile. On average, a good Credit Card Affiliate Program would pay you $50 to $200 per sale. It’s not advisable to go for less unless the company is very well-known and you know you’re going to get a lot of referrals because of its name.

2. Payment Structure


Another important aspect to consider when looking for the perfect program is the payment structure. You can be paid per lead, per sale, per impression; as you feel would benefit you the most. Most credit card companies pay you for every new customer you bring into their company. 

3. Renowned Names


Lastly, it’s wise to go for popular names in the industry as that automatically increases your chances of getting referrals. Notable mentions include American Express, Luxury Card, Capital Bank, Commission Soup, and Credit.com. 

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Why Should You Promote Credit Cards?


The Credit Cards niche in the affiliate world can bring you a six-figure salary if you play your cards right. The best aspect of these programs is that you don’t necessarily need to be well-versed in finance. Credit Card Affiliate Programs encompass a wide array of sub-niches including loans, travel, online shopping, health, and so many more from every walk of life. 


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It’s super convenient to promote rewards credit cards programs such as those that offer additional flyer miles and other discount features. In these cases, it’s a win-win situation for both parties involved.

You could be well-versed in any niche in the world and it would fall under the umbrella of Credit Card Affiliate Programs. If you feel like your audience predominantly consists of college/university students, you could promote different student cards to maximize your potential in this niche. 

Factors to Consider When Promoting Credit Cards


To maximize your potential as a Credit Card affiliate, you need to ensure that you have chosen the right niche. Would you feel the most comfortable as a travel and lifestyle blogger? Stick to one niche and create content especially tailored for that particular audience. Good writing is a very important part of becoming a successful affiliate.


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It’s also important to be location-specific when talking to your audience about different Credit Card Affiliate Programs. A lot of companies have special offers that vary significantly from one region to the next. 

It’s wise to look up different popular Affiliate Networks that make it very convenient and easy for you to join multiple programs with just a few clicks. Most networks have a very wide range of niches while some are niche-specific like Partnerize, which is a dedicated affiliate network for finance affiliate programs only. 

If you’re an absolute beginner, take the time out to do your research before diving in. Utilize all the different online resources as best as you can — YouTube, Facebook, Instagram, or your very own website. Do proper keyword research in the credit card niche to make sure you’re luring your audience in with the right words. Learn about the particular market you choose e.g., lifestyle, food, travel, loans, etc. Take your time to research the particular audience of this market and after you’re convinced that you’ve gathered enough information, you can go ahead and get started on your journey as a Credit Card Affiliate.